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NEW YORK (AP) — American Express rolled out several updates to its Delta SkyMiles credit cards Thursday that will give additional benefits to users, part of efforts to soothe sore Delta Air Lines customers who have considered abandoning the airline after last year’s SkyMiles loyalty fiasco. AmEx customers get access to Delta's airport lounges and are able to transfer their Membership Rewards points to Delta, among other benefits. To give a sense of scale, Delta CEO Ed Bastion told investors in June that roughly 1% of the entire U.S. economy is spend on Delta's credit cards. So, when Delta made alterations to its SkyMiles loyalty program last year, it was largely seen by Delta customers as a watering down of its program, and it caused turbulence between the two companies. Part of those changes required Delta customers to spend large sums of money on airfare or on the Delta credit card to be given elite status on the airline.

Persons: AmEx, Delta, it's, Ed Bastion, Bastion, “, Howard Grosfield Organizations: Delta, Air Lines, New, Delta Air Lines, American Express, U.S . Consumer Services Locations: New York, Delta, Hawaii , Alaska, Mexico, Caribbean, Central America, Atlanta, AmEx

☆ Major US airlines are on the warpath with Congress over a bill they say would gut flyer miles
▼ + stars: | 2023-10-26 | by ( Matthew Loh | ) www.businessinsider.com time to read: +5 min

They say it will cut revenues of major payment networks, making them pull out of rewards programs. AdvertisementAdvertisementUS airlines are attacking a new bill in Congress that seeks to lower credit card swipe fees, saying it would effectively end most flyer miles programs. AdvertisementAdvertisementIn a statement to Insider, Southwest Airlines said the bill is a "bad policy" that would "undermine, if not completely end, credit card rewards programs." Notably, losing credit card rewards programs could create troubles for airlines that go beyond irate customers missing their free miles. "Their banks and airlines still offer points and miles programs," Durbin told Insider in a statement.

Persons: Sen, Dick Durbin of, Durbin, Ed Bastian, Bloomberg, Scott Kirby, they're, it's, Lance Gooden Organizations: Visa, Mastercard, Morning, Dick Durbin of Illinois, Air, Airlines for, Southwest Airlines, American Airlines, United, European Union, GOP, Democratic, Republican Locations: Airlines for America, European, Texas

Amex Member Week 2023 will offer eligible cardholders presale ticket access, special experiences, and more. To find the right Amex card for you, read more about our picks for the best American Express cards. American Express Member Week 2023 detailsTo take full advantage of Amex Member Week, you need to have an Amex card, such as The Platinum Card® from American Express, the American Express® Gold Card, or The Business Platinum Card® from American Express. Amex Member Week exclusives span a number of categories, from entertainment and live events to retail offers. They can receive up to $165 in total value when making select purchases from the following merchants:DocuSignHertzInstacart BusinessLowe'sSquarespaceProducts in this post: The Platinum Card® from American Express, American Express® Gold Card, The Business Platinum Card® from American Express

Persons: —, you'll, Amex, Olivia Rodrigo, Resy, Fermin Nunex, Matt Conroy, Isabel Coss, cardmembers, James Jarvis, DocuSign Organizations: Service, American Express, American, YouTube, Amex, Delta, Delta.com, Lufthansa, Qatar Airways, Regent Seven Seas, Seabourn, Bose Dell, DocuSign Hertz Locations: Delta, York City, Las Vegas, Miami, Austin , Texas, Washington ,

The USAA Rate Advantage Visa® Platinum Credit Card is one of the card options from USAA that doesn't offer rewards. USAA Rate Advantage Visa Platinum Credit Card RewardsThe USAA Rate Advantage Visa® Platinum Credit Card doesn't offer any rewards, which is another one of its downsides. USAA Rate Advantage Visa Platinum Credit Card Benefits and FeaturesThe USAA Rate Advantage Visa® Platinum Credit Card is light on benefits, but there are a few perks to be aware of. USAA Rate Advantage Visa Platinum Credit Card Fees and CostsThe USAA Rate Advantage Visa® Platinum Credit Card doesn't charge an annual fee, nor does it charge any foreign transaction fees. USAA Rate Advantage Visa Platinum Card Frequently Asked QuestionsIs the USAA Rate Advantage Visa Platinum Credit Card a good balance transfer card?

Persons: USAA, Wells Organizations: Reading Chevron, USAA, Wells, Security Locations: USAA, Wells

USAA Preferred Cash Rewards Visa Signature Card RewardsThe USAA Preferred Cash Rewards Visa Signature® Credit Card offers a flat rate of 1.5% cash back as we already mentioned, and there is no welcome bonus offered on this card. USAA Preferred Cash Rewards Visa Signature Card Benefits and FeaturesThe USAA Preferred Cash Rewards Visa Signature® Credit Card doesn't have a ton of perks, but it does have some. USAA Preferred Cash Rewards Visa Signature Card vs. Wells Fargo Active Cash CardWhile the USAA Preferred Cash Rewards Visa Signature® Credit Card offers a better-than-average rate of 1.5% cash back with no annual fee, the Wells Fargo Active Cash® Card offers superior rewards and benefits by far. USAA Preferred Cash Rewards Card Frequently Asked QuestionsIs the USAA Preferred Cash Rewards Visa Signature Card a good card? Why You Should Trust Us: How We Reviewed the USAA Preferred Cash Rewards CardWhen reviewing the USAA Preferred Cash Rewards Visa Signature® Credit Card, we followed our credit card rating methodology.

Persons: Dash, USAA, Cash, you'll, Cardholders, it's, cardholders, Wells, Read Organizations: USAA, Wells, Chase Locations: J.D, USAA, Wells

☆ Make your money work harder with the right rewards credit card
▼ + stars: | 2023-07-19 | by ( Sponsor Post | Created Insider Studios With Marriott Bonvoy | ) www.businessinsider.com time to read: +5 min

The Marriott Bonvoy® American Express® Card rewards spending and nights at hotels participating in Marriott Bonvoy. It pays to be a Marriott Bonvoy® MemberThe Marriott Bonvoy® American Express® Card rewards its members for their ongoing loyalty. For people who are on the move and want a credit card that moves with them, the Marriott Bonvoy® American Express® Card is the ace in the pack. Learn more about the Marriott Bonvoy® American Express® Card. This article was created by Insider Studios with the Marriott Bonvoy® American Express® Card.

Persons: you'll, you've, haven't, — that's, they're Organizations: Marriott, Elite, American Express, —, Marriott Bonvoy, Insider Studios Locations: Marriott Bonvoy

☆ Big changes are coming to the Citi AAdvantage Executive card, including a 100,000-mile bonus and new statement credits — but it's not all good news
▼ + stars: | 2023-07-10 | by ( Jasmin Baron | Sarah Silbert | Read More | ) www.businessinsider.com time to read: +16 min

The downside is that the annual fee will increase, and you'll have to pay to add authorized users. Cardholders and up to 10 authorized users (currently free to add) receive American Airlines Admirals Club access for themselves and up to two guests (or immediate family) when they fly American Airlines or its partners. For a $450 annual fee, that's a fabulous deal, considering Admirals Club membership currently starts at $650 (which will increase to $850 shortly). Full Admirals Club membership gets you (and authorized users) access to American Airlines lounges Check mark icon A check mark. But this, along with an improved earning rate on American Airlines purchases, is a huge upgrade for cardholders.

Persons: Read, We're, it's, That's, cardmembers, cardholders, Citi's, What's, you'll Organizations: Citi AAdvantage, Admirals Club, American Airlines, Citi, Mastercard, Service, American, Chase, Chevron, Target, Walmart, Capital, Airlines, AA, Business, Admirals Clubs, American Express, Avis Locations: Wall, Silicon, Miami, Washington ,

☆ Data giant Snowflake is building a marketplace for retail media data
▼ + stars: | 2023-06-12 | by ( Ryan Joe | ) www.businessinsider.com time to read: +4 min

Data giant Snowflake is building a marketplace for retail media data. Data giant Snowflake is building a marketplace for retail media data as it tries to grab a bigger piece of the $80 billion retail media market. Investing in retail media is a top priority for Snowflake, said Rosemary DeAragon, the company's global head of retail and CPG. There's sharp competition in the ad industry to grab as much retail media share as possible, while the market is still relatively nascent. While tech giants like Amazon and Google have their own clean room offerings, they don't field a retail media data marketplace.

Persons: Snowflake, Chase cardmembers, Rosemary DeAragon, Myles Younger, Damian Garbaccio, who've, haven't, Morgan Stanley, Criteo, Shiv Gupta Organizations: Affinity Solutions, Affinity, IRI, Nielsen, Walmart, Google, Amazon Locations: Snowflake

Knowing the credit score you'll need to be considered for popular rewards credit cards like the Chase Sapphire Preferred can help you decide which to apply for. Here are the five credit score categories, according to FICO:Poor: 300-579Fair: 580-669Good: 670-739Very good: 740-799Excellent: 800-850If you have a limited credit history, you might need to start smaller with a secured credit card or a starter credit card aimed at those new to credit. Read our Chase Sapphire Reserve credit card review for a closer look at what this premium credit card offers. Capital One says you'll need excellent credit to be approved for the Capital One Venture Rewards Credit Card. What to know about credit card approvalIt's possible to be approved for some of the best cards in the credit card world with a credit score in the high 600s.

The Citi Premier® Card and Capital One Venture Rewards Credit Card are two of the best travel rewards credit cards that offer flexible rewards and generous earning opportunities. Compare the Citi Premier and Capital One Venture Citi Premier® CardCapital One Venture Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's how the Citi Premier® stacks up against the Capital One Venture Rewards Credit Card to help you make the choice. Their spending requirements are identical, but the Citi Premier® offers more points than the Capital One Venture Rewards Credit Card. The Capital One Venture Rewards Credit Card offers this coverage while Citi Premier® does not.

The Citi Premier® Card and Chase Sapphire Preferred® Card are both mid-tier credit cards that offer generous rewards, impressive (and overlapping) transfer partners, and travel perks. Here's a look at how the Citi Premier® and Sapphire Preferred stack up against each other. Compare the Chase Sapphire Preferred and Citi Premier Chase Sapphire Preferred® CardCiti Premier® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Winner: TieShopping and travel benefitsAs mid-tier cards, the Citi Premier® and Sapphire Preferred offer standard benefits like no foreign transaction fees. Winner: TieTravel and purchase protectionsTravel and purchase protections are essential benefits you should consider when deciding between the Citi Premier® and Sapphire Preferred.

Compare Chase Sapphire Preferred and Reserve Chase Sapphire Preferred® CardChase Sapphire Reserve® Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. with either the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®, you're covered for up to $10,000 per ticket. Travel Accident InsuranceOf all the travel insurance you'll hopefully never need, travel accident insurance must be at the top of the list. Both the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® offer trip cancellation and interruption insurance. To use the travel insurance that comes with the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, all you need to do is pay for your travel with your card.

Chase is well-known for its excellent small-business credit cards, most notably the Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card. Even the no-annual-fee Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card may prove significantly better for your credit card strategy, whether you're interested in cash-back or travel rewards. With other Chase Ink credit cards, like the Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card, you can:Redeem your rewards for cash, gift cards, and travel at 1 cent eachConvert your rewards to airline miles or hotel points by moving your points over to a Chase Ultimate Rewards transferable points credit card like the Ink Business Preferred® Credit Card, Chase Sapphire Reserve®, or Chase Sapphire Preferred® Card. Ink Business Premier Card Benefits and FeaturesAs with many small-business cards, the Ink Business Premier Card comes with travel and purchase benefits that can save you money and give you peace of mind. Methodology: How We Reviewed the Ink Business Premier CardTo evaluate the Ink Business Premier Card, we compared it to other business credit cards and focused on several critieria, including:Simplicity — How easy is it to use the card?

☆ The Amex Centurion 'black' card has a $5,000 annual fee and a long list of luxury perks, but you can get many of the same benefits with the Amex Platinum
▼ + stars: | 2023-04-06 | by ( Anna Baluch | Angela Fung | Sarah Silbert | ) www.businessinsider.com time to read: +15 min

It makes premium credit cards like the Platinum Card ($695 annual fee) and the Amex Business Platinum Card ($695) look downright affordable. Benefits of the Amex Centurion black cardThe Amex Centurion card isn't just a status symbol; it has some great perks, including some unique benefits like complimentary Delta elite status that you won't find on other cards. The Platinum Card and Amex Business Platinum Card offer status with Hilton and Marriott**, but not with IHG and Relais & Châteaux. Unsurprisingly, there's no comparable benefit on the Platinum Card and Amex Business Platinum Card cards**. Once again, the Platinum Card and Amex Business Platinum Card also offer concierge services.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). The information for the following product(s) has been collected independently by Business Insider: American Express® Green Card, Chase Freedom®. Read Business Insider's guide to the best 0% APR credit cards. `Amex Plan ItAmex's Plan It is very similar to My Chase Plan, but it's been around much longer. It debuted on 16 Amex credit cards in the summer of 2017, and over the next three years, people created nearly five million plans worth $4 billion.

Persons: they'll, Chase, it's, Amex, You'll Organizations: Business, Citi, Read, American, American Express, Chase, Chase Chase

☆ Best Credit Card for Gas and Groceries
▼ + stars: | 2023-03-25 | by ( ) www.wsj.com time to read: +5 min

That’s why we named this card our Best Gas Card for Online Shoppers. For new card members, the Blue Cash Everyday Card offers a $200 cash back bonus. This card, our Best Overall pick for the Best Gas Credit Card, offers 3 points per dollar on restaurants, gas stations and a handful of other categories. Our Gas Credit Card Credit Card MethodologyTo review Best Gas Credit Cards, Buy Side from WSJ looked for cards that offered 3% or greater rewards on gas purchases. To find out more about how we choose credit cards—and to meet our panel of experts—you can check out Buy Side from WSJ’s full best credit cards methodology.

☆ The best credit card for each type of purchase
▼ + stars: | 2023-03-20 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +17 min

Since every credit card earns a different amount of points on your common category purchases, the bonus points earned might persuade you to get one credit card over another. Fortunately, there’s a credit card out there for every type of purchase. Let’s check out some of the best credit card to use for all of your spend categories. Best credit cards for each category purchase in 2023While the cards listed here are some of our favorites for their respective categories, they might not be the best for your needs. American Express Gold Card: Best for restaurantsThe Amex Gold card earns 4 points per dollar at restaurants in the U.S. and abroad.

☆ The Best Gas Card for Heavy Travelers
▼ + stars: | 2023-03-18 | by ( ) www.wsj.com time to read: +6 min

While the card does come with a $95 annual fee after the first year, for the frequent traveler who also spends a lot on gas, no gas card is more rewarding. That is why Buy Side from WSJ named it our Best Gas Card for Frequent Travelers. Consider the Wells Fargo Active Cash card, the Buy Side’s Pick for Best Cash Back Credit Card. Our Gas Credit Card Credit Card MethodologyTo review Best Gas Credit Cards, Buy Side from WSJ looked for cards that offered 3% or greater rewards on gas purchases. Finally, cards that carried an annual fee needed to give cardmembers enough additional rewards to offset the annual fee and be more rewarding than our picks with no annual fee.

☆ How to get approved for a business credit card
▼ + stars: | 2023-03-14 | by ( Holly Johnson | ) edition.cnn.com time to read: +9 min

But, how do you get approved for a business credit card? Know your credit scoreYour personal credit score will often be a factor in being approved for a business credit card. This step is important since card issuers will take your personal credit into account when approving you for a business credit card. Compare business card optionsYou can earn a variety of rewards with your business credit card, including airline miles. Fortunately, you can quickly and easily fill out a business card application just like you would if you were applying for a personal credit card.

Those building or rebuilding credit have the best chances of qualifying for secured credit cards. If you have average credit and are looking to build up to a good or excellent credit score, it's a good idea to consider a credit card designed for average credit applicants, such as the Capital One Platinum Credit Card. Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™. It's generally easier to get approved for secured credit cards or starter credit cards, which are designed especially for those who are beginning to build their credit. Our methodologyTo determine which cards offer the best value for building or rebuilding credit, Select analyzed 29 of the most popular credit cards available for consumers building or rebuilding their credit.

☆ The Best Cash Gas Credit Card on the Market Right Now
▼ + stars: | 2023-02-10 | by ( ) www.wsj.com time to read: +6 min

That flexibility is why Buy Side from WSJ named the Wells Fargo Autograph Card our Best Overall Gas Card of 2023. The Wells Fargo Autograph Card comes with no annual fee, meaning you don’t need to worry if you’re earning enough rewards to justify keeping the card. As long as you pay off your balance in full each month, using the Wells Fargo Autograph card will put more money in your wallet. With the Autograph card, Wells Fargo doesn’t play these games. Consider the Wells Fargo Active Cash card, the WSJ Buy Side Pick for Best Cash Back Credit Card.

Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. $95 Apply now On Wells Fargo's website Learn More Apply now On Chase's websiteHow to earn points with the Amex Marriott Bonvoy Brilliant cardThe Marriott Bonvoy Brilliant® American Express® Card offers a straightforward earning structure, earning bonus points at eligible Marriott Bonvoy properties and in other useful categories. Read our review Read Our Review A looong arrow, pointing rightMarriott Bonvoy Brilliant card fees and costsThe Marriott Bonvoy Brilliant® American Express® Card has a $650 annual fee. You also aren't eligible for the welcome bonus offer on this card if any of the following apply to you: You are a current cardmember, or were a previous cardmember within the last 30 days, of The Ritz-Carlton™ Credit Card from JPMorgan or J.P. Morgan Ritz-Carlton Rewards® Credit CardYou've opened the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, or Marriott Bonvoy Bountiful™ Card in the last 90 daysIn the last 24 months, you've received a new cardmember bonus offer or upgrade offer for the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, or Marriott Bonvoy Bountiful™ CardIs the Marriott Bonvoy Brilliant card worth it? There are also two new mid-range Marriott cards to consider (Marriott Bonvoy Bountiful™ Card and Marriott Bonvoy Bevy™ American Express® Card) which both have a $250 annual fee).

This promo will open to all IHG members — but IHG® Rewards Premier Credit Card, IHG® Rewards Premier Business Credit Card, and IHG® Rewards Traveler Credit Card members receive early access. For a limited time, Chase IHG credit card holders get early access to a sale for IHG award bookings lasting three nights or less. Read our review Read Our Review A looong arrow, pointing rightIf you hold an IHG credit card such as the IHG® Rewards Premier Credit Card, IHG® Rewards Traveler Credit Card, IHG® Rewards Premier Business Credit Card, or legacy IHG Select Card (not available to new applicants) you will get 20% off award stays at IHG hotels when you complete your booking by January 20, 2023. Conversely, this benefit is great for those holding a free anniversary night offered by the IHG® Rewards Premier Credit Card, IHG® Rewards Premier Business Credit Card, and the legacy IHG Select card. IHG is also a Chase Ultimate Rewards® transfer partner — but we do not recommend converting Chase points into IHG points.

The Amex airline incidental fee credit can reimburse you for qualifying fees on one airline you select from a list of eight US carriers. One of the most valuable benefits offered by premium American Express cards like The Platinum Card® from American Express , The Business Platinum Card® from American Express , and Hilton Honors American Express Aspire Card is a yearly airline incidental fee credit. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. What qualifies for the Amex airline fee credit? What to do if you haven't used all your Amex airline fee creditsSome people still aren't traveling as much as they used to, so cardholders might find themselves unable to use all of their Amex airline fee credits right now.

Big-spending American Airlines credit card holders could do very well with upcoming changes to the AAdvantage frequent flyer program. American Airlines credit card holders will be able to earn Choice Rewards without flying. Let's take a look at the most notable changes and see why the biggest beneficiaries are those who do a lot of spending on American Airlines credit cards. American Airlines credit cards earn Loyalty Points at varying rates, with some even offering large bonuses after meeting annual spending thresholds. Importantly, you can now reap all the benefits of every tier of elite status simply by swiping your American Airlines credit card — if you've got the ability to spend a lot.

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